Headquarters:

111 Elizabeth St, Sydney NSW 2000

Year founded:

2018

Number of employees:

2 partners + 7 employees

Phone:

02 8379 1806

Email:

info@advantagelegal.com.au

Website:

advantagelegal.com.au

LinkedIn:

linkedin.com/company/advantagelegal

“We prioritise embracing cutting-edge technologies, creative problem solving and continuous improvement to enhance our premium funding solutions and provide exceptional value to our clients”

Brett Bastow, IQumulate Premium FundinG

Leigh Davidson

Principal Solicitor

Ana Jaglic

Principal Solicitor

Matthew Kennedy

Executive Counsel

Leadership

Leigh Davidson is a founding principal solicitor of Advantage Legal and an accredited specialist in NSW Personal Injury Law. With over 15 years of experience in CTP, workers’ compensation and TPD claims, he is known for his rehabilitation-first approach and dedication to achieving exceptional outcomes for injured people. Davidson regularly acts for people seriously injured on NSW roads and workplaces. He is the deputy chair of the NSW Law Society Injury Compensation Committee, regularly appears at NSW parliamentary inquiries and is a former decision maker at the NSW Dispute Resolution Service. He is also a committee member on the Law Council of Australia’s Futures Committee, which promotes the safe adoption of AI and emerging technologies into the Australian legal profession.

Principal Solicitor

Leigh Davidson

Ana Jaglic is a founding principal solicitor of Advantage Legal and an accredited specialist in NSW Personal Injury Law. With over 20 years of experience in motor accident, workers’ compensation, medical negligence and TPD claims, she is recognised for her empathetic yet strategic approach to complex and catastrophic injury matters. Jaglic’s career spans national law firms, ASX-listed insurers and senior decision-making roles with the NSW Dispute Resolution Service and Claims Assessment & Resolution Service (CARS). She now serves as a costs assessor for the Supreme Court of NSW and is a committee member of the NSW Law Society’s Costs Committee.

Principal Solicitor

Ana Jaglic

Matthew Kennedy specialises in funded litigation, complex disputes and insolvency. Formerly a commercial barrister for seven years, he developed strong advocacy skills conducting complex multi-party and insolvency-related disputes. Kennedy’s litigation funding background includes advising on and managing high-stakes litigation funded by third parties, combining strategic insight with actual courtroom experience. His practice focuses on delivering practical, client-focused solutions in complex commercial and insolvency matters, leveraging his deep understanding of litigation dynamics and advocacy to achieve effective outcomes.

Executive Counsel

Matthew Kennedy

BRETT BASTOW, IQUMULATE PREMIUM FUNDINGs

Leadership

Spencer Pascal

Principal Lawyer

Spencer Pascal has extensive experience in managing complex liability, indemnity and property recovery litigation for national insurers in the motor vehicle, construction, plant, commercial property and home insurance sectors. He is frequently sought after for his expertise in policy interpretation and indemnity, particularly in cases involving suspected fraud, non-disclosure or breaches of policy. Pascal is also recognised for his deep understanding of Australian Consumer Law, which he leverages to secure successful recoveries in complex product liability claims. He works closely with insurers to train their staff and develop proactive strategies that minimise exposure and maximise available defenses.

Principal Lawyer

Spencer Pascal

Doran Yacobi

Principal Lawyer

Doran Yacobi represents leading national insurers in property damage litigation across all states. With his extensive knowledge and experience, he is frequently sought after by clients for strategic advice, offering clear and practical recommendations on current best practices throughout Australia. Yacobi has been a key figure in credit hire car and repair litigation nationwide, working closely with clients to develop innovative strategies in this evolving and complex field. He prides himself on fostering strong, lasting relationships with clients, passionately advocating for their strategic interests to secure excellent outcomes in challenging cases.

Principal Lawyer

Doran Yacobi

Stevens & Associates Lawyers is a leading and trusted employment law firm based in Sydney known for delivering high-quality legal expertise in the area of employment law and industrial relations across Australia, alongside a proven track record of effectively and swiftly resolving a variety of workplace law issues. In the past year, the firm’s growth has been notable. It has: • experienced a 213% growth in the number of client matters, increasing from 149 client matters in the 2022 financial year to 390 client matters in the 2023 financial year • improved its online visibility, leading to over 50 online enquiries each month and a conversion rate of client leads of up to 40% • significantly expanded the breadth and type of matters that it advises on day to day, which has increased the firm’s skillsets, diversity and resilience • expanded its community outreach by collaborating with local Sydney venues for client seminars and continuing active participation in a Sydney small/family business group Stevens & Associates Lawyers has adapted to digital trends by implementing an effective strategy with SEO and web design, resulting in a structural shift that has seen increased representation of employees where the firm previously mainly advised employers. The firm’s recognition as a “Fast Firm” attests to its momentum in the employment law space.

“IQumulate is on a technology journey, and we’re just getting started”

Wayne Tower, IQumulate Premium Funding

Steve Tchepak

National Underwriting Manager

Michael Prokopis

Manager – Southern Region

Jeffrey Valdivia

Manager – Commercial Strata

Pam Chhabra

Manager – Residential Strata

Steve Tchepak became the national underwriting manager at CHU in June 2019. He has over 13 years of experience in strata management and strata insurance. He has held various positions, including commercial underwriter, team leader and NSW and ACT branch manager.

National Underwriting Manager

Steve Tchepak

Thierry Pascal has over 13 years of experience in business and corporate banking in various financial/credit analytical and relationship management roles with the NAB and CBA. After a career break to undertake postgraduate studies, he joined GE Capital as a senior risk analyst in premium funding in 2010. Following the divestment of the premium funding business to the Macquarie Group in 2015, he joined Macquarie Premium Funding and was promoted to credit risk manager, where he led the credit underwriting team. Following the re-branding to IQumulate Premium Funding, Pascal was recently promoted to head of credit and legal, a role that sees him manage the credit underwriting team as well as oversee IQumulate’s in-house legal function. Pascal holds undergraduate and postgraduate tertiary qualifications in accounting and law.

Head of Credit and Legal

Thierry Pascal

Cemal Akgul sees the head of risk and collections role as pivotal in guiding and influencing business decisions. He has more than 15 years of experience across financial and government services, most recently with the NDIS, where he was the leading consultant driving the Risk Management process’ nationwide. Prior to that, he served various roles at BMW Finance across the United States, Hong Kong, Germany and Australia. During Akgul’s tenure at BMW Finance, he predominately worked in risk management, guiding the organisation through seismic changes between 2016 and 2018. In his time prior, he was based out of New York, leading BMW Finance’s American subsidiary's market risk and data analytics teams between 2011 and 2016. Akgul values a balanced approach to business, encourages a positive work culture and is passionate about teaching and guiding the business and individuals at IQumulate.

Head of Risk and Collections

Cemal Akgul

Stephen McMillan first entered the financial services Industry when he joined GE Capital as a finance analyst in 2008, from which he progressed through roles working both onshore and offshore. From there, he moved into Pacific Premium Funding as a financial planning and analysis leader in 2012 and was a key resource in the evolution of the business, first with the successful sale to Macquarie Pacific Funding and then the following progression into IQumulate Premium Funding, where he is now the commercial manager. As commercial manager, McMillan leads a team that is responsible for commercial analysis and business support, identifying and reporting improvement initiatives, and the securitization and treasury functions of the business.

Commercial Manager

Stephen McMillan

One culmination of these efforts has been the real-world, needs-based IQEdge solution. A one-stop online quoting tool designed for both the Australian and New Zealand markets, IQEdge delivers quotes in under 60 seconds. Plus, the solution offers quote comparison and quote versioning capabilities, enabling users to review vital historical and financial data in a single page view. IQEdge can streamline and automate application processing, underwriting document verification and payment collection, cutting the need for manual labour and minimising processing errors. A digital “self-service” platform, IQEdge, reduces the need for customer and administrative support. Meanwhile, borrowers can access their accounts, make payments and manage their policies independently and through sales and support teams, which are always available for further assistance. “We’ve created a quality platform that simplifies the quoting process yet amplifies the customer experience,” says Gordon. “It’s a real game changer.” IQumulate offers an online digital quoting tool to clients. The best-in-market solution enables IQumulate to tailor funding offerings to brokers that align with their prefered distribution channel.

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Broker's Pick – Personal Accident and Illness Insurance

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Broker communication, training and development

BDM support

Turnaround time – claims

Broker's Pick – Personal Accident and Illness Insurance

Brokers’ Pick

Strata cover

What does IQumulate have in mind for the future? “IQumulate is on a technology journey, and we’re just getting started,” says Wayne Tower, CEO. “Through continuous engagement with our clients, partners, marketplace and industry, we will listen to the needs as they arise and position our business to be agile and respond to changes as they occur. “Faster decision-making innovations such as AI-powered decision support systems can expedite the underwriting and approval process, leading to quicker responses to clients. This can improve client satisfaction and potentially attract more business, with the potential to allow IQumulate to capture a larger market share, whilst continuing to deliver service excellence to clients.” “As forward-thinkers with a digital and ‘do it better’ mindset, we collectively and proactively look to learn and improve on our customer experience for our clients, paving the way for successful business outcomes for our clients and our business in the coming years ahead. “We’re excited for the future and look forward to what’s on the horizon.”

IQumulate invests in education and people, which are vital to attracting new business and talent to the company. “We have long tenures for several of our key staff, including some in leadership positions, and this sound working knowledge of our business, practices and industry provides great insights and a wealth of experience to offer our clients,” says Bastow. “Our new head of sales, Graeme Gordon, formerly manager for New Zealand, joins us in Australia to drive our sales strategy and lead our team to successful outcomes for our clients and our business. We look forward to great things ahead with Graeme as he continues to be active and present in the New Zealand market as well as building sound working relationships and new connections in Australia.” Clients can also expect a lot from working with IQumulate. “Through active engagement with our trusted broker network, IQumulate provides relevant information, education and training content,” says Graeme Gordon, head of sales. “Our clients can expect IQumulate to support their business in several ways, providing an understanding of what premium funding solutions are available and how IQumulate can spread the cost of insurance and help borrowers get the right level of insurance cover to free up their cash flow for other expenses or business growth opportunities. Premium funding is often considered a tool for those who simply cannot afford to pay their premiums in full. While this is certainly a significant driver for many, it is also successfully used by profitable companies who use premium funding to manage their cash flows more wisely or better manage their liquidity.”

What does IQumulate have in mind for the future? “IQumulate is on a technology journey, and we’re just getting started,” says Wayne Tower, CEO. “Through continuous engagement with our clients, partners, marketplace and industry, we will listen to the needs as they arise and position our business to be agile and respond to changes as they occur. “Faster decision-making innovations such as AI-powered decision support systems can expedite the underwriting and approval process, leading to quicker responses to clients. This can improve client satisfaction and potentially attract more business, creating a competitive advantage with the potential to allow IQumulate to command premium pricing or capture a larger market share. “As forward-thinkers with a digital and ‘do it better’ mindset, we collectively and proactively look to learn and improve on our customer experience for our clients, paving the way for successful business outcomes for our clients and our business in the coming years ahead. “We’re excited for the future and look forward to what’s on the horizon.”

Adam Basaldella

Manager – Claims

Product Manager

Claire Watson

Commercial Manager

Stephen McMillan

Claire Watson

Product Manager

Claire Watson

Product Manager

Claire Watson

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Ivan Verescuk

Chief Executive Officer and Managing Director

Shaun O’Brien

Head of Underwriting

Emily Walker

Head of Strata and Development

Rex Oakman

Head of Operations and Risk

Sandy Newton

Head of Underwriting

Andrew Mitchell

Manager – NSW

Michael Prokopis

Manager – Southern Region

Pam Chhabra

Manager – Residential Strata

Jeffrey Valdivia

Manager – Commercial Strata

Adam Basaldella

Manager – Claims

Advantage Legal is a multi-award-winning personal injury compensation law firm based in Sydney, offering expert legal services across New South Wales. Founded in 2018, the firm has earned a reputation for its client-first ethos, rehabilitation-focused model and strong litigation outcomes. Led by Principal Solicitors and Accredited Specialists Ana Jaglic and Leigh Davidson, the firm is known for taking on complex compensation matters with empathy, precision and purpose. From motor vehicle and workplace injuries to TPD, medical negligence and public liability claims, Advantage Legal is committed to achieving results that genuinely restore lives. The firm is the official legal partner of Bicycle NSW and an advocate for vulnerable road users, often contributing to law reform through roles on NSW Law Society committees and parliamentary inquiries. Behind the scenes, Advantage Legal uses innovative technology, including AI, to drive efficiencies and reduce client costs without compromising on care. Advantage Legal and its lawyers have also received a number of prior accolades from Australasian Lawyer, including Top Boutique Firm (2022, 2023 and 2024), Most Influential Lawyer (2022, 2023 and 2024) and Elite Woman (2023).

“This ‘boots on the ground’ approach has seen lawyers from CDI working directly with clients in their offices or on the project site for several different projects,” says XXX. Equally notable is the firm’s internal culture, as of CDI’s five principals, three – Christopher Rowden, Jason Pungsornruk and Jay Hatten – began as clerks under Pyman. Their shared history has fostered a continuity of vision, ensuring that CDI’s service-first philosophy remains deeply embedded. Junior lawyers are trusted to contribute meaningfully, provided they demonstrate discipline and aptitude. CDI also invests heavily in education-based marketing. From onsite seminars to thought leadership in legal journals, the firm seeks to upskill project teams and deepen client relationships. Its visibility across the legal landscape is reflected in its sponsorship and participation in key industry events – such as the ICC Arbitration Day in Tokyo and the SOCLA national conference – as well as its publishing credentials, including the widely used annotated guide to Queensland adjudication law. “We consider that success is only achieved when our clients feel they have received the most outstanding legal service experience they have ever received from a law firm,” says XXX. “Of course, results are important, but results can be unpredictable. What can be predicted and controlled is the commitment to adding value to our clients’ businesses.”